Cookie Policy

In addition to the privacy policy, the aim of this cookie policy is to provide information about the types, purposes and methods of use/management of the cookies used by this site.

Characteristics and purposes of cookies

Cookies are small text files that are sent by the sites visited by the user to the user’s terminal (computer, smartphone, tablet or any other tool used to access the Internet), where they are saved in order to be sent back to the same sites upon that user’s next visit.
During navigation the user may also receive cookies from different websites on their terminal (“third-party” cookies), which are set up directly by the operators of said sites and used for the purposes and according to the methods defined by them.

Cookies that do not require the user’s consent

Technical cookies
There are two types of technical cookies:

  • “Browser” or “session” cookies: are not permanently saved on the user’s computer and disappear when the browser is closed.
    They are only used to send identifying details about the session, which are required for secure and efficient navigation of the site, thus avoiding the use of other information techniques that are more invasive for users, and do not allow for the acquisition of the user’s identifying personal data;
  • “Functionality” cookies: adapt the presentation of the site to the display preferences of the user’s computer (e.g. language, screen resolution, operating system used, etc.).

The user’s consent is not necessary to install technical cookies.

Technical cookies also include “analytics” or “tracking” cookies (Google Analytics)

This site uses the Google Analytics service of Google Inc. (hereinafter “Google”) to generate statistics on the use of the web portal, without providing personal information about individual users.
To view Google’s privacy policy relating to Google Analytics, please visit the website:
https://marketingplatform.google.com/about/analytics/terms/us

To discover Google’s privacy policy, readers are invited to visit the website:
https://policies.google.com/privacy?hl=en

By using this site you allow Google to process your data according to the information contained in the related policy.

 

Cookies that require the user’s consent

“Profiling cookies”
These cookies make it possible to track a user’s profile by collecting information about the user’s navigation preferences, to then send personalised content (ad banners and/or dedicated offers). For customers accessing the internet banking area using personal identification codes, the information obtained from the cookies may be aggregated with that already held by the Bank and – based on the consent provided – also used to supplement their personal profile. The user’s consent is required to install profiling cookies.

Cookies managed directly by the controller:

GLASSBOX
Installation is intended to collect information about browsing preferences and to send personalised communications and/or commercial offers based on the interests shown during Internet browsing.


Cookies managed by third parties:
This site also has cookies installed that are issued and managed by “third parties”, which are able to use these cookies to collect information from the browser terminals that visit the site.

The main categories of cookies managed by third parties and installed on this site are:

  • Ad profiling cookies: used to provide advertising based on the interests shown during Internet browsing.
  • Retargeting cookies: used to send advertising to individuals who have previously visited this site.
  • Social network cookies: used to share content on social networks.

The cookies issued by third parties and the links to their privacy policies where you can refuse your consent are shown below:

Sos Tariffe (policy in Italian)
https://www.sostariffe.it/info/policy-cookie

Adform
Installation is intended to send advertising based on the interests shown during Internet browsing, to manage browsing statistics, personalise content, optimise browsing, view personalised and more appropriate communications; this personalisation also takes place based on the user’s browsing behaviour on third-party sites with which AdForm has signed agreements to install its cookie. The browsing data obtained by AdForm, including on third-party sites, may be communicated to the Bank and – for customers accessing the internet banking area using personal identification codes – the information obtained from the cookie may be aggregated to that already held by the Bank and also used to supplement their personal profile.
https://site.adform.com/privacy-center/website-privacy/cookie-policy/

Taboola
Installation is intended to optimise browsing, improve the quality and functionality of the website, modify/delete existing content and services and/or for other internal and statistical purposes. Installation is also intended to send advertising based on the interests shown during Internet browsing, including on third-party sites.
https://www.taboola.com/privacy-policy#user-choices-and-optout

Payclick
Installation is intended to send advertising based on the interests shown during browsing on the website in order to send personalised offers on other products and/or services.
https://payclick.it/en/privacy

Ligatus
Installation is intended to optimise browsing, improve the quality and functionality of the website, modify/delete existing content and services and/or for other internal and statistical purposes. Installation is also intended to send advertising based on the interests shown during Internet browsing, including on third-party sites.
https://www.ligatus.com/it/privacy-policy

Bing
Installation is intended to optimise browsing, send advertising based on the interests shown during Internet browsing, including on third-party sites, to send advertising to individuals who have previously visited the www.bancobpm.it site and to personalise the content.
https://privacy.microsoft.com/en-US/privacystatement

Google Advertising
Installation is intended to send advertising based on the interests shown during Internet browsing, to send advertising to individuals who have previously visited the site, to personalise the content, optimise browsing and share content on social networks.
https://policies.google.com/technologies/ads?hl=en-GB

Facebook
Installation is intended to optimise browsing, send advertising based on the interests shown during Internet browsing, including on third-party sites, to send advertising to individuals who have previously visited the site and to share content on social networks.
https://www.facebook.com/policies/cookies/

Criteo
Installation is intended to optimise browsing, send advertising based on the interests shown during Internet browsing, to send advertising to individuals who have previously visited the site and to personalise the content.
https://www.criteo.com/privacy/

Cookie preferences

You can choose to disable or accept the cookies at any time by configuring your browser accordingly. As a result, your browsing may be affected and some sections or functions of the site may be unavailable.

How to manage “browser” or “session” cookies

To manage the use of cookies, you must select the appropriate settings on your browser.

The following links explain how to manage cookies on the most commonly used browsers:

Internet Explorer TM

https://support.microsoft.com/en-us/help/17442/windows-internet-explorer-delete-manage-cookies

Google Chrome TM

https://support.google.com/chrome/answer/95647?hl=en-GB&hlrm=en

Mozilla Firefox TM

https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences

Apple Safari TM

https://support.apple.com/en-gb

Opera TM

https://help.opera.com/en/latest/web-preferences/#cookies

How to disable “analytics” or “tracking” cookies (Google Analytics)

To disable Google Analytics cookies, you must use the opt-out browser add-on provided by Google for the main browsers, with no effect on browsing the portal.

The following links explain how to disable the cookies for the specific service:

https://tools.google.com/dlpage/gaoptout?hl=